💳SmartPay Purchase Option

Secure your Homnifi Computer Device with just 20% down—no subscriptions, no interest. SmartPay auto-repays your balance from daily rewards, giving you flexible ownership and complete transparency.

Note : SmartPay machines sale will be discontinued from Aug 1st, 2025. Any customers who have previously bought a SmartPay machine should actively check for the updates regarding their orders on gitbook or Horysmall announcement channels.

Introduction

SmartPay is a payment feature available for eligible Homnifi Computer Devices. It allows users to purchase an XK-Computer with a partial upfront payment and automatically repay the remaining balance using daily rewards generated by the machine.

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How SmartPay Works

SmartPay divides the payment process into three steps:

Step 1: Initial Payment

• Users pay 20% of the device’s price up front.

• The LYK utility token fee is also required at this stage.

Step 2: Delivery Confirmation

• The shipping fee is paid to confirm the order and trigger shipment.

Important Note

If you complete Step 1 but do not proceed with Step 2 (the delivery fee payment):

• Your order will not be fully confirmed and remain in “Partially Paid” status.

• The product purchase is acknowledged, but the SmartPay order, including delivery, won't be processed.

• Crucially, the machine will not be activated on Homnifi until the second payment is made.

Step 3: Machine Activation and Repayment

• Once order is confirmed, XK Computer is activated on Homnifi and it begins to generate rewards instantly.

• A dedicated SmartPay Wallet is created for the user.

• Rewards are automatically applied toward the remaining balance (80%).

If the daily reward is insufficient, the remaining amount is carried forward and adjusted in the following month. There are no additional interest charges or penalties during this period.

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Why Choose SmartPay?

• ✅ Start with 20% upfront

• ✅ Repay automatically through your own rewards

• ✅ Skip the credit checks and interest

• ✅ Own a high-performance XK-Computer with lower financial risk

• ✅ Manage everything from your Homnifi dashboard

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Payment Methods

Users can pay for their SmartPay order using the following methods:

• USDK

• USDK (Old)

• Credit Card

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Dashboard and Tracking

Once the device is activated, users can access a dedicated dashboard that provides:

• Daily repayment status and remaining balance

• SmartPay Wallet transaction history

• Invoices and applicable terms

• Shipment tracking

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Device Eligibility

SmartPay is only available for select physical XK-Computer models:

Information collected from our service partner Homnifi:

	AirStream	Breeze	Cyclone	Dynamo	Elevate	Flash
ORIGINAL MACHINE PRICE	$500	$1,500	$4,500	$10,000	$25,000	$50,000
UPFRONT PAYMENT	$100	$300	$900	$2,000	$5,000	$10,000
TOKEN AIRDROP	$750	$1,500	$4,500	$10,000	$25,000	$50,000
CARE PACKAGE & SHIPPING	$140	$180	$550	$700	$1,050	$3,250
PACKAGE PRICE	$990	$1,980	$5,950	$12,700	$31,050	$63,250

Note: SmartPay is not available for virtual machines.

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Additional Notes

Activation & Repayment:

• Rewards are applied automatically to the remaining balance.

• Carryover occurs if daily earnings are insufficient.

Terms:

• No combined payments (e.g. USDK + other promo/gift balances).

• No cancellations or refunds after confirmation.

• Devices may be paused if non-repayment persists.

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Disclosures

• A bonus LYK airdrop is staked to the machine after order confirmation.

• Shipment tracking is available in real time.

• Purchase is final after payment and order confirmation.

• Repayment must be completed using generated rewards; alternative payment routes are not supported.