💳SmartPay Purchase Option
Secure your Homnifi Computer Device with just 20% down—no subscriptions, no interest. SmartPay auto-repays your balance from daily rewards, giving you flexible ownership and complete transparency.
Introduction
SmartPay is a payment feature available for eligible Homnifi Computer Devices. It allows users to purchase an XK-Computer with a partial upfront payment and automatically repay the remaining balance using daily rewards generated by the machine.
How SmartPay Works
SmartPay divides the payment process into three steps:
Step 1: Initial Payment
Users pay 20% of the device’s price up front.
The LYK utility token fee is also required at this stage.
Step 2: Delivery Confirmation
The shipping fee is paid to confirm the order and trigger shipment.
Important Note
If you complete Step 1 but do not proceed with Step 2 (the delivery fee payment):
Your order will not be fully confirmed and remain in “Partially Paid” status.
The product purchase is acknowledged, but the SmartPay order, including delivery, won't be processed.
Crucially, the machine will not be activated on Homnifi until the second payment is made.
Step 3: Machine Activation and Repayment
Once order is confirmed, XK Computer is activated on Homnifi and it begins to generate rewards instantly.
A dedicated SmartPay Wallet is created for the user.
Rewards are automatically applied toward the remaining balance (80%).
If the daily reward is insufficient, the remaining amount is carried forward and adjusted in the following month. There are no additional interest charges or penalties during this period.
Why Choose SmartPay?
✅ Start with 20% upfront
✅ Repay automatically through your own rewards
✅ Skip the credit checks and interest
✅ Own a high-performance XK-Computer with lower financial risk
✅ Manage everything from your Homnifi dashboard
Payment Methods
Users can pay for their SmartPay order using the following methods:
USDK
USDK (Old)
Credit Card
Dashboard and Tracking
Once the device is activated, users can access a dedicated dashboard that provides:
Daily repayment status and remaining balance
SmartPay Wallet transaction history
Invoices and applicable terms
Shipment tracking
Device Eligibility
SmartPay is only available for select physical XK-Computer models:
Information collected from our service partner Homnifi:
ORIGINAL MACHINE PRICE
$500
$1,500
$4,500
$10,000
$25,000
$50,000
UPFRONT PAYMENT
$100
$300
$900
$2,000
$5,000
$10,000
TOKEN AIRDROP
$750
$1,500
$4,500
$10,000
$25,000
$50,000
CARE PACKAGE
& SHIPPING
$140
$180
$550
$700
$1,050
$3,250
PACKAGE PRICE
$990
$1,980
$5,950
$12,700
$31,050
$63,250
Note: SmartPay is not available for virtual machines.
Additional Notes
Activation & Repayment:
Rewards are applied automatically to the remaining balance.
Carryover occurs if daily earnings are insufficient.
Terms:
No combined payments (e.g. USDK + other promo/gift balances).
No cancellations or refunds after confirmation.
Devices may be paused if non-repayment persists.
Disclosures
A bonus LYK airdrop is staked to the machine after order confirmation.
Shipment tracking is available in real time.
Purchase is final after payment and order confirmation.
Repayment must be completed using generated rewards; alternative payment routes are not supported.
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