> For the complete documentation index, see [llms.txt](https://docs.horysmall.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.horysmall.com/horys-mall/purchasing-products.md).

# Purchasing Products

Follow these steps to purchase products on Horys Mall:

{% hint style="info" %}
***Note:** To purchase any product, you must buy a Homni Access Membership. But don’t worry if you haven’t, while purchasing your first product, we will ask you to buy a membership along with your first product.*\
*To arrange shipping or pickup for your hardware, you'll need an active Homni Access Membership. We'll guide you to purchase one first if needed before you can pay for the delivery.*
{% endhint %}

### **Step 1 : Add to Cart**

Click on the product you wish to purchase. If you've decided on an immediate purchase, click "Buy Now." Alternatively, if you wish to continue shopping, click "Add to Cart."

### **Step 2 : Shopping cart**

The shopping cart page gives you the details of the product added to your cart along with the order summary. You will see the product name, quantity, price and grand total. You can increase or decrease the quantity of a particular product. Deletion of a product is also possible from the shopping cart page.

Click on "Checkout Now" to proceed to the next step.

### **Step 3 : Checkout**

Once you have added the product to your cart, click "Checkout" to land on the Checkout page. Enter your billing details as below:

1\.  **First Name | Last Name**: Enter first name & last name.

2\. **Address**: Enter the Address.

3\.  **Flat, House no, Building**: Enter additional details (Optional).

4\.  **Select Country**: Choose your billing country from the dropdown list.

{% hint style="info" %}
Note : If billing country is United Arab Emirates then a VAT of 5% will be applicable on the entire cart sub-total.
{% endhint %}

5\.  **Select State/Region**: Choose your State/Region from the dropdown list. If there is no State/Region auto-populated according to your selected country, please enter in words your State/Region.

6\. **City**: Choose your city from the dropdown list. If there is no City auto-populated according to your selected country, please enter in words your City.

7\. **Zipcode**: Enter numeric zipcode. You can enter zipcode between 4-10 numeric digits.

8\.  **Mobile Number**: Enter a valid mobile number. Country code will be auto-populated according to the selected country.

9\.  **Click on "Save Address"** to save the address to the address book. Once Saved, it will be shown on the page and you need to select that address for billing.

10\. Alternatively, you can add more addresses, using "Add New Address". Fill out all the details and the new address will be shown in the list of address. You can then select any one form the list to proceed for the payment.

{% hint style="warning" %}
Note : The payment does not include shipping, custom fees, or any other costs that may arise during delivery.
{% endhint %}

### **Step 4 : Payment**

Below are the payment methods you will see for your order:

1. Select Payment type\* :

* We offer two methods for payment:
  * Pay by Homnifi Wallet
  * Pay with NOWPayments (digital currency)

**Homnifi Wallet Payments**

*Option 1: Full Payment*

* Description: You can pay the full 100% of the billed amount using your USDK .
* Process:
  * Select Pay by Homnifi Wallet as the payment method.
  * A consent has to be given to "Import your Homnifi wallet". Once agreed, system will import the Homnifi wallet on this page.
  * Ensure your USDK balance is sufficient.
  * CV and VP will be calculated and shown based upon the grand total.
  * Processing fee will be 2%.
  * Available balance will also be shown.
  * Confirm the payment to complete the transaction.

*Option 2: Mixed Payment with USDK and HOMNIFI PROMO Token*

* Description: You can pay 60% of the billed amount using your Wallet/USDK and the remaining 40% with HMF Promo.
* Process:
  * Select Pay by Wallet as the payment method.
  * The slider allows to to select the minimum and maximum amount you can pay for the respective wallet
  * Minimum USDK contribution is 60% and can go up to 100% of the total bill. HMF Promo usage is optional with a maximum limit of 40%.
  * Ensure your Wallet/USDK has sufficient balance for at least 60% of the total amount.
  * CV and VP will be calculated and shown based upon the grand total.
  * Processing fee will be 2%.
  * Available balance will also be shown.
  * Select HOMNIFI PROMO to cover the remaining amount based on the USDK amount that you have selected.
  * Confirm the payment to complete the transaction.

{% hint style="info" %}
[**Note:** Ensure your USDK and HOMNIFI PROMO balance meet the minimum requirement to use the mixed payment option. If the USDK or HOMNIFI PROMO balance is less than the minimum of the billed amount, then an insufficient balance error message will be shown and you will have to transfer funds to the respective wallets. ](#user-content-fn-1)[^1]
{% endhint %}

**NOWPayments (Digital Currency)**

*Option 1: Full Payment*

* Description: You can pay the full 100% of the billed amount in digital currency through the NOWPayments gateway. This is the alternative to paying with your Homnifi Wallet.
* Process:
  * Select the **NOWPayments** tab as the payment method.
  * Review your order summary. A payment processing fee of 0.5% is applied to your order total (sub-total + shipping) and included in your Grand Total.
  * Click on Proceed to Payment to continue to the NOWPayments checkout.
  * Choose the digital currency you would like to pay with from the list of supported currencies.
  * You will be shown the exact amount to send and the deposit address, along with a QR code.
  * Send the exact amount displayed from your own digital currency wallet — either by copying the deposit address, or by scanning the QR code with your mobile wallet app.
  * Wait for the network to confirm your payment. Once confirmed, you will be redirected to the order confirmation screen.

&#x20;Important when paying with digital currency:

* Send the exact amount shown, using the correct digital currency and network. Sending the wrong digital currency or network, or an incorrect amount, may cause your payment to fail or be lost.
* The quoted amount is based on a live exchange rate and is time-limited, so please complete your payment promptly. If the payment window expires, you may need to restart the transaction.
* Digital currency payments are irreversible and cannot be reversed or charged back. Please double-check all details before sending.&#x20;

{% hint style="info" %}
Once you have selected the desired payment type and clicked on "Proceed to Payment", a Disclaimer pop-up will appear. You will have to tick all the checkboxes to agree to the terms and conditions. After ticking all, the payment will be processed and an order will be created for you upon successful payment.&#x20;
{% endhint %}

### Step 5 : Confirmation of order

Once the payment is successful, the order details will be shown on the order confirmation page.

You will receive email confirmation of the purchase on your registered email id.**Step 4 : Payment**

Below are the payments methods you will see for your order:

1\.  Select Payment type:

* Payment for your order is made using your Homnifi Wallet.

#### &#x20;Wallet Payments

*Option 1: Full Payment*

* Description: You can pay the full 100% of the billed amount using your USDK .
* Process:
  * &#x20;Select Pay by Homnifi Wallet as the payment method.
  * A consent has to be given to "Import your Homnifi wallet". Once agreed, system will import the Homnifi wallet on this page.
  * Ensure your USDK balance is sufficient.
  * CV and VP will be calculated and shown based upon the grand total.
  * Processing fee will be 2%.
  * Available balance will also be shown.
  * Confirm the payment to complete the transaction.

*Option 2: Mixed Payment with USDK and HOMNIFI PROMO Token*

* Description: You can pay 60% of the billed amount using your Wallet/USDK and the remaining 40% with HMF Promo.
* Process:
  * Select Pay by Wallet as the payment method.
  * &#x20;The slider allows to to select the minimum and maximum amount you can pay for the respective wallet
  * Minimum USDK contribution is 60% and can go up to 100% of the total bill. HMF Promo usage is optional with a maximum limit of 40%.
  * Ensure your Wallet/USDK has sufficient balance for at least 60% of the total amount.
  * CV and VP will be calculated and shown based upon the grand total.
  * Processing fee will be 2%.
  * Available balance will also be shown.
  * Select HOMNIFI PROMO to cover the remaining amount based on the USDK amount that you have selected.
  * &#x20;Confirm the payment to complete the transaction.

{% hint style="info" %}
Note: Ensure your USDK and HOMNIFI PROMO balance meet the minimum requirement to use the mixed payment option. If the USDK or HOMNIFI PROMO balance is less than the minimum of the billed amount, then an insufficient balance error message will be shown and you will have to transfer funds to the respective wallets.

Once you have selected the desired payment type and clicked on "Proceed to Payment", a Disclaimer pop-up will appear. You will have to tick all the checkboxes to agree to the terms and conditions. After ticking all, the payment will be processed and an order will be created for you upon successful payment.
{% endhint %}

### Step 5 : Confirmation of order

Once the payment is successful, the order details will be shown on the order confirmation page.

You will receive email confirmation of the purchase on your registered email id.

### Step 6 : Go to Homnifi

After receiving an email confirmation for your purchase, you need to go back to Homnifi and check the purchased products in the following section.

a. In the left menu, go to Homnifi 360. Under Homnifi 360 click on NODEK.

b. Under Computers, you will see the machine/product bought in Horys Mall with all the benefits associated with it.

[^1]:
